What if I want to change to a new insurance company? - Private Health Insurance
It is your choice to change to a new insurance company but a word of warning: you may find that your new insurer won’t cover any conditions which are covered by your current insurer.
This is because they are considered to be ‘pre-existing’ conditions which insurance companies have on their list of exclusions. So it helps to be healthy with no chronic conditions if you are looking to move to a new insurer.
If you are looking to change insurers then it’s a case of looking around until you find the right one for you. When you do find a suitable one, ask them about your current level of cover and how that will be affected by this move.
Private Medical Insurance Guide:
- Guide to Private Health Insurance
- What is private health insurance?
- What types of private Health insurance are available?
- How do I buy private health insurance?
- How do I choose the right cover?
- What does my health insurance cover include?
- What are pre-existing conditions?
- What will affect my premiums?
- Can private medical insurance cover older people?
- Will I need to provide details of my health?
- How can I reduce the costs?
- Can I have private treatment through the NHS?
- Will my cover be affected if I am disabled?
- How do I make a claim?
- How is private health insurance controlled?
- What if I want to change to a new insurance company?
- Can I be covered while abroad?
- What does ‘self-paying’ patient mean?