New Health Insurance Guidelines in India

July 31st, 2014
New Health Insurance Guidelines in India

In the UK, senior citizens are fully covered for illness via the NHS.

However, this is not the case in many other parts of the world where a comprehensive national health care system is not the norm.

In fact, once someone is deemed elderly, the likelihood of even getting private insurance to cover the inevitable costs of growing old is rare.

But in India, the insurance industry is beginning to take the growing concerns of elderly people more seriously.

Currently, the majority of Indian citizens are not covered by a health insurance plan as they get older.

Old regulations simply stated that anyone up to the age of 65 must have proper health insurance coverage. Beyond 65, though, is where the problems lie.

However, India has a huge elderly population.

Therefore, new guidelines have been introduced enabling a person to continue getting insurance coverage after they reach the retirement age of 65.

The guidelines even allow elderly people the chance to move to a different insurer if the cover is better.

Despite having socio-economic problems, India is one of the most socially aware nations in Asia.

Another aspect of the new regulations, which were introduced recently, is that anyone up to the age of 99 can avail themselves of a number of hospital-related facilities, including room charges, doctor’s fees, nursing fees, plus the cost of medicine and drugs.

Ambulance transportation charges are also covered, although there is a limit on the distance that can be travelled.

 

 

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