{"id":1062,"date":"2011-03-17T10:28:43","date_gmt":"2011-03-17T10:28:43","guid":{"rendered":"http:\/\/www.medic8.com\/news\/?p=1062"},"modified":"2011-03-17T10:28:43","modified_gmt":"2011-03-17T10:28:43","slug":"health-insurance-rise-for-ex-pats-3482","status":"publish","type":"post","link":"https:\/\/www.medic8.com\/news\/health-insurance-rise-for-ex-pats-3482\/","title":{"rendered":"Health Insurance Rise For Ex Pats-3482"},"content":{"rendered":"<p>Britons living abroad are being warned that their <a href=\"https:\/\/www.medic8.com\/health-insurance\/index.htm\" data-internallinksmanager029f6b8e52c=\"44\" title=\"health insurance\">health insurance<\/a> premiums could rise by as much as 15% from April onwards. Some insurers are thought to only increase premiums by around 10% but the average could be between 12-15 %.<\/p>\n<p>Speaking with the Daily Telegraph, a Bupa spokeswoman said: \u201cThe 12 to 15 per cent figure is the range we are expecting,\u201d while Andrews Apps, director of the Sussex-based insurance company ALC Healthcare added: \u201cpeople are expecting value for money; that\u2019s going to be the issue through 2011.<\/p>\n<p>\u201cThere\u2019s greater use of plans. Instead of saying, &#8216;I can\u2019t be bothered to make a claim,\u2019 they are saying &#8216;I\u2019ve got the insurance, I might as well use it.\u2019\u201d<\/p>\n<p>The rise in ex pat insurance rates is being blamed on what insurance companies call medical inflation, which includes the increased use of more expensive medical procedures such as scanning.<\/p>\n<p>The increases are also rising because of increasing overseas costs. Andrew Apps said: \u201cMore insurers will look at places with very high costs \u2013 such as Hong Kong \u2013 and adjust prices.\u201d<\/p>\n<p>Any company offering international health insurance believes that the rises are in fact in line with what\u2019s happening in the UK.<\/p>\n<p>Insurance companies are also restructuring their plans to split the areas previously covered into smaller chunks. At the moment someone in Africa is compared with someone in Europe or Asia. This will stop.<\/p>\n<p>Defending this, Andrew Apps said: \u201cIt\u2019s beneficial all round. People will be paying the right premium for the right risk.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Britons living abroad are being warned that their health insurance premiums could rise by as much as 15% from April onwards. Some insurers are thought to only increase premiums by around 10% but the average could be between 12-15 %. Speaking with the Daily Telegraph, a Bupa spokeswoman said: \u201cThe 12 to 15 per cent [&hellip;]<\/p>\n","protected":false},"author":888008809,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[680,151,679,678],"class_list":["post-1062","post","type-post","status-publish","format-standard","hentry","category-health-insurance","tag-ex-pats","tag-health-insurance-2","tag-international","tag-medical-treatment-abroad"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.medic8.com\/news\/wp-json\/wp\/v2\/posts\/1062","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.medic8.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.medic8.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.medic8.com\/news\/wp-json\/wp\/v2\/users\/888008809"}],"replies":[{"embeddable":true,"href":"https:\/\/www.medic8.com\/news\/wp-json\/wp\/v2\/comments?post=1062"}],"version-history":[{"count":0,"href":"https:\/\/www.medic8.com\/news\/wp-json\/wp\/v2\/posts\/1062\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.medic8.com\/news\/wp-json\/wp\/v2\/media?parent=1062"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.medic8.com\/news\/wp-json\/wp\/v2\/categories?post=1062"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.medic8.com\/news\/wp-json\/wp\/v2\/tags?post=1062"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}