Why should I consider buying critical illness cover?

If you, or those who depend on you, would face financial difficulties if you became critically ill (for example if you had cancer, a heart attack or a stroke), you may want to consider taking out critical illness cover.

If you're critically ill, the last thing you'll need is any financial worry like the fear of losing your home because you can't pay your mortgage. Critical illness cover aims to give you peace of mind in these circumstances.

If you are thinking about buying critical illness cover, the information in this guide aims to help you choose a policy that will meet your needs.

1. What is level term life insurance?
2. What is mortgage protection insurance?
3. Why should I consider buying critical illness cover?
4. What are critical illness policies?
5. Which illnesses are covered?
6. Will any exclusions apply to the critical illness cover?
7. How do I compare critical illness cover policies?
8. What types of critical illness policy are available?
9. What is the cost of critical illness cover?
10. Who can take out critical illness cover?
11. Can I increase my cover after the policy starts?
12. How do I apply for critical illness cover?
13. How do I make a claim?
14. What should I do if I want to complain?

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