Q6. Will I have to pay for all of my care home fees?

A6. This depends upon the amount of capital you have as this determines the amount of financial assistance you will get from your local authority.

Note: capital includes investments, property (such as your house) and savings.

If you have capital of £14,000 or less then your local authority will pay for your care home fees.

If you have capital between £14,000 and £23,000: for every £250 over £14,000, your local authority will deduct £1 from your savings.

If your capital is over £23,000 then you will have to pay for all your care home fees.

These figures differ for residents in Scotland, Wales and Northern Ireland.

FAQS Index : A guide to Elderly Care

FAQs Intro

1. Is there more than one type of care home?
2. Which type of care home is right for me?
3. My mother has Alzheimer’s disease and requires care; how do I go about arranging this?
4. How much does a care home cost?
5. Why are care home fees so expensive?
6. Will I have to pay for all of my care home fees?
7. Will I have to sell my house to pay for my nursing home fees?
8. Can I get help towards the cost of my care?

9. What is a ‘needs assessment?’
10. I am not happy with the standard of care at my father’s care home; how do I make a complaint?
11. Are there alternatives to a care home?
12. How do I go about arranging help at home for my parents?
13. I want to stay in my own home but am finding it difficult to manage: can I get any help with this?
14. What is ‘sheltered accommodation'?
15. What is ‘assisted living?’